Qualified Mortgage Lender, Loan Agency & Home Loan Company In Sachse, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 07/06/2020 and subject to change without notice."

Best Mortgage Rates in Sachse Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

daily mortgage news courtesy of the texas mortgage pros
Home Mortgage Rates
Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
  • Latest U.S. Mortgage News
  • Mortgage Rates are Updated Daily
  • Complete Consumer Mortgage News

Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

 Top Mortgage Lender in Texas
Christina & Aaron F.

We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »


Best Mortgages for the ideal customers in Prodigy lending company


About Us

Prodigy Lending carefully selects from the best professionals in mortgage finance to hire the best mortgage loan officers. The high level of expertise has driven our business objectives well, especially in our core business of mortgage lending to homebuyers at low costs and interest rates. As mortgage lenders in Sachse, we strive to model our products to suit the local demand and are committed to helping the Sachse residents purchase good homes with affordable mortgage loans. We promise a one-on-one personalized service to our clients at all times.

Cheap Home Mortgage Loans Designed for Homebuyers in Sachse

FHA Mortgage Home Loans

    • Low deposit of 3.5% 
    • Lenient Qualifications but the higher debt-to-Income ratio
    • Good Interest Rates with refinancing options
    • Additional Remodeling Loans 

Home Loans under the Veterans Affairs Program

    • VA’s get 100% Financing with no insurance charge
    • VA Loans closing cost is lower
    • Easy to qualification
    • Government Loan with best rates and very low closing costs

USDA Home Mortgage Loan

  • 100% Financing with No Down Payment!
  • Subsidized Interest Rates and low insurance cost on Loan
  • Meet Income limits and live in an eligible location 

Traditional Home Financing

    • Exceptionally low-interest rates with Down Payment at 3%
    • No commissions
    • Lower PMI than FHA loans
    • 10, 15, 20, or 30-year loan term

We treasure our clients for giving us their business and in turn promise to serve them with integrity and respect. We protect the confidentiality of their personal data in our custody and strictly protect their privacy. This has ensured their loyalty to us and that means a long-lasting relationship of mutual benefit.

Our reputation among Sachse mortgage lenders speaks for itself especially in the level of excellent service and superior home mortgage loans. Please call us to speak to our loan officers for excellent advice or check out for yourself what we offer on our website.

We only focus on getting you home!

Prodigy Lending Consultants




Our passion for excellence in service delivery is what earns us honors, and we will strive to stay focused.

Test Our Promise on Low Rates for Proof!

Prodigy Lending ranks among the best mortgage lenders in Sachse and highly respected in the private lending community. We offer very good mortgage loans, home rehabilitation loans, and refinancing, besides undertaking debt consolidation. We have very flexible and dynamic interest rates that make our mortgage loans quite attractive to many. Our costs are equally low and at times waived in response to individual needs of the borrower. The best way to prove what we mean is to apply for a free sample quote to compare with what is in the market.

Feel free to contact us today for more loan information!


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