High-flying Lending Agency, Home Loan Consultant & Mortgage Broker In Richardson, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 07/06/2020 and subject to change without notice."

Best Mortgage Rates in Richardson Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

daily mortgage news courtesy of the texas mortgage pros
Home Mortgage Rates
Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
  • Latest U.S. Mortgage News
  • Mortgage Rates are Updated Daily
  • Complete Consumer Mortgage News

Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

 Top Mortgage Lender in Texas
Christina & Aaron F.

We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »


Must-Know Tips on Prodigy Lending Company in Richardson, Texas


In our company, we have a great team of reputable lenders in Richardson who are also spread all over the entire country. Our greatest commitment is ensuring that we are offering you the best mortgage services hence satisfying you fully. Combined with many home loans as well as low rates, our unique and determined team of low-cost mortgage lenders will be of great assistance as it will aid you to obtain a mortgage program which is tailored to meet all your desires as well as expectations.

Additionally, you are recommended no to be so worried since our outstanding home loan officers will help you select best home loan program whenever you are consolidating debt, refinancing or buying your dream house. 


Conventional Mortgage Loans 

  • They have a very low PMI of about 3 percent 
  • Include no lender fee
  • They have a low down payment 
  • Have lower rates of interest for approved credit scores 
  • Include adjustable mortgage terms of 10 to 30 years

FHA Mortgage Loans 

  • Include low rates of interest 
  • Low down payments of about 3.5 percent 
  • Avails rehab loans 
  • Higher debt to income ratio 
  • It makes rehab loans available

VA Mortgage Loans 

  • Include best mortgage rates 
  • It is easy to be qualified
  • Closing costs are also lower 
  • Have no home loan insurance 
  • Funding of about 100 percent 

USDA Mortgage Loans 

  • Financing of about 100 percent 
  • You ought to get qualified for both income and location 
  • Include low home loan insurance 
  • No home deposits needed at all 
  • Include very low rates 
  • Have very low rates of interests

– Our Main Objective

We have an objective of making sure that we have a long-lasting relationship with almost every client. This will enable us to continue providing the best home loan services for many years to come. Unlike in some other larger nationwide home loan lending companies, we make sure that all your information is kept safe. Our name is entrusted in the entire home loan lending community. 

To directly talk to best mortgage lenders in Richardson, you are recommended to give a call on our line or even make use of all interactive tools which are offered on our company’s website. We are eager to work hand in hand with you. 

Best Mortgage Lenders




For the past about eight years, we have been recognized as best workplaces in the country something that has made us proud. 

Willing to Buy or Refinance?

Current home loan rates are being given depending on market conditions in Richardson. Since they keep changing, you are asked to fill a short form to receive a no-obligation quotation.  

Feel free to contact us today for more loan information!


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