Ambitious Loan Agency, Mortgage Lender & Home Loan Company In Red Oak, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 07/06/2020 and subject to change without notice."

Best Mortgage Rates in Red Oak Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

daily mortgage news courtesy of the texas mortgage pros
Home Mortgage Rates
Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
  • Latest U.S. Mortgage News
  • Mortgage Rates are Updated Daily
  • Complete Consumer Mortgage News

Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

 Top Mortgage Lender in Texas
Christina & Aaron F.

We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »


Top Rated Facts on Prodigy Lending Mortgage Lenders in City of Red Oak


About Us

Prodigy Lending has two valuable assets in our service delivery: great mortgage loan products served at low cost and lower interest rates, and a great team of highly trained mortgage professionals to serve our clients all over the United States. We have a range of mortgage loan products from the FHA favored by first time home buyers, the VA for veterans seeking a home to leave their families or return to, USDA for the suburban and rural residents buying a new home, to refinancing and home rehabilitation loans. Our professional team understands how all these packages are put together, and will gladly explain to you how, and which one is suitable for your needs. This wealth of mortgage loan products with equally high caliber professionals to handle clients is what makes easily one of the best mortgage lenders in Red Oak. So walk into our offices confident that you will walk out a homeowner.

We Have a Wealth of Mortgage Loan Packages for You!

FHA Home Loans

    • Down payment set at 3.5%
    • Easy FHA Program qualifications
    • Optional supplementary funding
    • Lower Interest rates
    • Higher requirements for Debt-to-Income ratio

VA Mortgage Loans for Veterans

    • Entire loan 100% financed
    • Mortgage insurance zero-rated
    • Nominal closing costs
    • Qualification open to veterans

Conventional Market Mortgage Loans

    • Conventional Loans have low Down payment at 3.5%
    • Attractive Interest rates
    • Have lower PMI in the market
    • Extended mortgage terms of 10, 15, 20, and 30 years
    • Can waive lender fees

USDA Home Loan

    • Loan amount fully financed
    • No Down payment demanded
    • Low insurance costs and Interest rates
    • Subject to Income limitations and home location

We serve with passion and dedication to satisfy and retain our clients in a relationship of mutual benefit. This special relationship with our clients that go beyond business is what puts us ahead of other mortgage lenders in Red Oak.

Please get in touch with our mortgage consultants to discuss how you will get funding for your new home today! 


The Award-Winning Prodigy Lending Team




It has been eight continuous years at the top, and we know we shall be there this year!


Cheap Home Loans for Decent Homes!

At Prodigy Lending, we are comparable to none in the mortgage lending community, with regard to cheap home loans at low cost and even lower interest rates. We are simply the best Red Oak home lender of choice for many especially first time homebuyers and those with modest incomes seeking decent homes through affordable loans. We have unique interest rates in the market continuously updated in response to market dynamics. For a good deal on a cheaper mortgage loan, call our offices for more information and advice from our loan officers.

Feel free to contact us today for more loan information!


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