Highly-Experienced Mortgage Lender, Home Loan Consultant & Mortgage Broker In Lancaster, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 12/14/2019 and subject to change without notice."

Best Mortgage Rates in Lancaster Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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Home Mortgage Rates
Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
  • Latest U.S. Mortgage News
  • Mortgage Rates are Updated Daily
  • Complete Consumer Mortgage News

Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

 Top Mortgage Lender in Texas
Christina & Aaron F.

We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »

 

Why should you get a mortgage from Prodigy lending company?

 

We are a group of trained and qualified direct mortgage lenders in Lancaster and are located all over the United States. In addition, we are committed to giving high-quality home loan services to almost every customer ensuring that all your mortgage needs are met. Combined with very low rates of interest as well as many home loans which are found in your location, our uniquely experienced Lancaster mortgage lenders will work for hand in hand with you to make sure that you acquire a home loan which is customized to make your dreams come true. Whether you are buying a new house, refinancing a current loan, consolidating debt, you are recommended to make sure that you contact our trained Lancaster home lender so that he or she can assist you to find a home loan program which entails lowest mortgage rates. 

GET YOUR BEST HOME LOANS IN UNITED STATES

Conventional or Conforming Home Loans 

  • Reduced PMI compared to FHA mortgage loans 
  • Consist of a very low down payment of about 3 % 
  • Have no lender fee
  • Low rates of interest 

FHA Mortgage Loans 

  • It is easy to get qualified 
  • Have a very low down payment of about 3 percent 
  • Include low rated of interest 
  • Higher debt to income ratio 
  • Avails rehab loans 

VA Home Loans 

  • Financing 100 percent 
  • No mortgage insurance 
  • Closing cost are normally very low 
  • Consist of best rates for government loans 
  • No insurance 

USDA Mortgage Loans 

  • Ought to get qualified for income and location
  • Down Payment not needed 
  • Low home loan insurance 
  • Financing of about 100 percent

Our objective is creating a long-lasting relationship with all our customers so that we have the ability to offer reliable home loan services for many years to come. Differently from other larger nationwide home loan lending companies, all your vital data is kept secure and confidential. 

To have a direct chat with our Lancaster mortgage lenders, you are recommended to make sure that you utilize all interactive tools which are given on our website. Alternatively, you are asked to give us a call at any time for we look forward to doing business with you. 

The Best Mortgage Lending Company

FOR OVER SEVENTEEN YEARS, OUR LENDERS IN LANCASTER HAVE BEEN OFFERING HIGHEST QUALITY MORTGAGE SERVICES 

ONE OF BEST UNITED STATES WORKPLACES

GET YOUR PREAPPROVAL PROCESS COMMENCED 

The team in our company is very proud to have been awarded as the best workplace in the entire United States for almost one decade. 

GET THE MOST COMPETITIVE RATES ON YOUR HOME LOAN

We have the lowest and most recent home loan rate available in the current market for more than eight years. 

Find the Best Home Loan Rates on Your Mortgage

Currently, we have the lowest home loan rates and our center gives low-cost mortgage loans which can be used for either refinancing or buying a new house. 

Feel free to contact us today for more loan information!

 

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