Effective Financial Institute, Mortgage Company & Home Loan Agency In Hutchins, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 07/06/2020 and subject to change without notice."

Best Mortgage Rates in Hutchins Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

daily mortgage news courtesy of the texas mortgage pros
Home Mortgage Rates
Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
  • Latest U.S. Mortgage News
  • Mortgage Rates are Updated Daily
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Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron F.

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »


    Advantages of Prodigy Mortgage lenders


    Professional mortgage lenders in Prodigy lending team have been able to gain popularity all over the United States because of the provision of quality services to their customers. They are well known as the best online mortgage lenders in Hutchins because of their commitment and consistency in providing quality mortgage services. As mortgage lenders in Hutchins, Prodigy loan experts have many years of experience and they are able to provide loan help to their customers from their localities with maximum satisfaction. Hutchins mortgage lenders have sufficient knowledge on all the loan programs offered and they are able to guide their customers so that they can get the best mortgages at the best loans. Professional loan lenders are also able to help the customers to purchase their first homes as well as their dream homes. They also help in providing guidelines on loan refinancing and debt consolidation. The following are the advantages of Prodigy mortgage lenders in helping the customers to get the right mortgages:   

    • Offers the best Conventional mortgages – Prodigy lenders set the best Conventional loan rates which are affordable to their clients.  The charge a down payment of 3%, they lower their PMI and they set flexible mortgage terms from 10 to 30 year. The loan interest fees are low and there is no lender’s fee charged.
    • Provides affordable FHA home loans – lenders ensures that the customers are able to qualify for FHA loans by setting a higher debt to income ratio, lower interest rates and down payment of 3.5%, easy qualification process and they provide rehab loans to their clients. 
    • Set the best VA home loan rates – the lenders offer the best VA home loan rates because they are backed up by the government. There are no mortgage insurance charges, the closing costs are lower and they offer full loan financing which is easy to qualify for.
    • Offers the most suitable USDA home loans – the mortgage lenders in Prodigy ensures that the customers are able to get 100% access to these loans with no down payment requirement. They require a low mortgage insurance cost ad they assure their customers a must income and home location qualification.

    Prodigy lending company have been providing quality services to the clients for the past 17 years and within those years has been able to be awarded Top Work Place recognition which the professional lenders are proud of. The company has a main goal to create a strong relationship with its customers in order to continue offering quality services.

    The loan experts are always available and the customers can easily reach them through calls or through internet platform hence quick feedback. The customer’s information is kept safely unlike other large lending companies who have been unable to protect customer’s privacy. This company offers the best loan rates at the market for mortgage refinancing and purchasing. The loan rates keep on changing and the customers are recommended to fill in a short form and get a faster no-obligation quote before the market becomes uncontrollable and unfavorable.

    Feel free to contact us today for more loan information!


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