Refined USDA Home Loan, Conventional Home Loan & VA Home Loan In Garland, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 07/06/2020 and subject to change without notice."

Best Mortgage Rates in Garland Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
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Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
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    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

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    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

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    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

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    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

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    Christina & Aaron F.

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »


    Benefits of each loan type offered in Prodigy lending company


    Prodigy Lending team produces the best professional mortgage lenders all over the United States and for the past 17 years has been known to produce excellent services to the customers. The company is among Garland mortgage lenders list and is committed to providing the most satisfying quality services to the customers. mortgage lenders in Garland have different loans programs offered at the lowest rates and the customers are able to get these mortgage loan benefits at the comfort of their local areas. According to the direct mortgage lenders reviews in Garland, the Prodigy mortgage lenders are well experienced due to many years of providing mortgage services and they can easily help you to locate a dream home, first home, refinance your loan as well as consolidate debts at the lowest rates available at the market place. The following are the benefits of each loan type offered in Prodigy lending Company;

    • Conventional home loans this is among the best loan offered because it allows a down payment of 3%, has a reduced PMI, easy qualifications, has flexible mortgage terms which customers can easily choose their repayment terms which can take up to 30 years. The lenders have set loan interests which are lower and the lenders charge no fees for their services.
    • FHA home loans – these loans possess very attractive benefits because the interest rates charged are lower, there is the provision of rehab loans, easy qualification process, a lower down payment of 3.5% and there is an assurance of higher debt to income qualification. 
    • VA home loans – these are among the best loans because there is government intervention. They offer the best rates in the market, the loan is fully financed, there is no mortgage insurance required, they are easy to qualify for and the closing cost is lower.
    • USDA home loan – the professional lenders in Prodigy provides full financing of these loans, they charge no mortgage rate, they offer low-interest rate and they ensure that the customer has income and home location qualification.

    Prodigy lending company is aiming to achieve the strategic goal of building a strong relationship with all the clients in order to provide quality services such as ensuring safety for the customer’s information which many large companies have been unable to achieve. The company has also ensured that customers can easily communicate with the professional loan officer in order to get mortgage services at any time of their choice either through calls or company’s website. This private company because of the excellent provision of loan services have been able to receive Top Work Places awards for the past 8 years. The company has the best current mortgage rates which are low for loan purchasing and refinancing for any customer who is need of purchasing a home. The market rates always change and the ideal borrowers are advised to fill in short forms and get no-obligation quote which is quick in order to avoid unfavorable market conditions.

    Feel free to contact us today for more loan information!


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