Highly-Experienced Mortgage Lender, Home Loan Consultant & Mortgage Broker In Ferris, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 07/06/2020 and subject to change without notice."

Best Mortgage Rates in Ferris Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
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  • Mortgage Rates are Updated Daily
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Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron F.

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »


    Crucial Ideas on Best Mortgage Lenders in City of Ferris


    Our commitment as a team of professional Ferris mortgage lenders who are also in all parts of U.S is providing high rated mortgage services to all our clients and make sure that you are fully satisfied. With the existence of many home loan programs as well as lowest possible rates in the city of Ferris, we will work one on one with you to make sure that the mortgage loan that you get is customized or tailored to satisfy all your property desires. 

    Whether you want to refinance a current loan, consolidate debt or even buy your first home, our unique team of best mortgage lenders in Ferris will hold your hand to make sure that you acquire a mortgage which has lowest rates possible. 

    Get Your Most Reliable Home Loan Program 

    Conforming or Conventional Mortgage Loan Program

    1. It has a very low Private Mortgage Insurance compared to the FHA program 
    2. You are recommended to pay a down payment of about 3 % 
    3. No Lender fee is needed 
    4. Flexible mortgage terms 
    5. Rates of interest are very low 
    6. No lenders fee

    FHA Mortgage Loan Program 

    1. It is easy to get qualified 
    2. Low home deposit of about 3.5 percent 
    3. Rehab Loans available 
    4. Higher debt to income ratio 
    5. Rates of interest attractive

    VA Mortgage Loan Program 

    1. No mortgage insurance 
    2. Financing of about 100 percent 
    3. Best rates for a government loan 
    4. Closing cost at a very low price 
    5. No home loan insurance 

    USDA Mortgage Program 

    1. Financing of about 100 percent 
    2. No home deposits 
    3. Very low rates 
    4. Rates of interest are very low 
    5. Closing costs are also low 
    6. Must get qualified for both income and location 

    It is our goal to have a good relationship with every client so that we may keep providing reputable mortgage service for many more years to come. We are quite different from other home loan lending companies since ensure that all your mortgage details are very confidential. 

    To have a chat with our most experienced Ferris mortgage lenders, you can simply give a call or alternatively use features which are available on our website. We are eager to work hand in hand with you. 



    The Prodigy Lending Group is very happy and proud to have been awarded as best workplace in the United States. 

    We are commonly referred to as the best private mortgage lending in Ferris and the entire United States. We guarantee that our home loan program will offer you specific mortgage option which will definitely serve you best. 

    Feel free to contact us today for more loan information!


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