Qualified Mortgage Lender, Loan Agency & Home Loan Company In Desoto, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 07/03/2020 and subject to change without notice."

Best Mortgage Rates in Desoto Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

daily mortgage news courtesy of the texas mortgage pros
Home Mortgage Rates
Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
  • Latest U.S. Mortgage News
  • Mortgage Rates are Updated Daily
  • Complete Consumer Mortgage News

Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

 Top Mortgage Lender in Texas
Christina & Aaron F.

We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »


Must-Know Tips on Prodigy Lending Company in DeSoto, Texas


Best Team for Your Home Loan Services 

In our company, we consist of professional DeSoto mortgage lenders and are distributed across the whole country. Our main commitment and determination are offering high quality or top-rated mortgage loan services in DeSoto making sure that you get fully satisfied. In addition, our experienced team of direct mortgage lenders will work for hand in hand with you to make sure that you get a loan which is designed to meet your home buying expectations and dream. Also, whether you are consolidating debt, purchasing a new home, your dream house or even refinancing, our top-rated and experienced low-cost mortgage lender will also assist you to get a mortgage program which has lowest rates possible. 

Acquire Your High-Quality Mortgage Program

Conventional Home Loans 

  1. They have reduced PMI 
  2. Include no fee to lenders 
  3. Consist of Low Home Loan rates for good rating 
  4. Have adjustable mortgage rates 
  5. A home deposit of about 3 percent 

FHA Home Loans 

  1. It is easy to get qualified 
  2. Very low down payment 
  3. Avails rehab loans 
  4. Has attractive rates of interest
  5. It is quite easy to be qualified
  6. Has a higher debt to income ratio 

Veteran Home Loans 

  1. Financing of about 100 percent 
  2. No home loan insurance 
  3. It is quite easy for you to get qualified 
  4. Include best mortgage rates
  5. Very low closing costs 

USDA Home Loans 

  1. Financing of about 100 percent 
  2. No down payment 
  3. Include low rates 
  4. Low-interest rates for loans with 100 percent funding
  5. Low home loan insurance expense

-Prodigy’s Mission

One of our greatest mission is making sure that we have a reputable customer relationship. This is vital as it will enable us to continue giving the best home loan services for many years in the future. In addition, we are different from other big mortgage lending companies which are available in the country since we ensure that your information is will be kept safe and secure. 

You can converse with our best online mortgage lenders in DeSoto by simply giving a call at any time or by making use of interactive tools which are available on our company’s website. We look forward to working one on one with you. 




Prodigy company is known as the best private mortgage lending company in the United States whereby our loan center usually provides low-cost mortgage loans which you can use to refinance or buy a new property. 

The current home loan rate is given depending on current market conditions. Since they keep changing, please fill out a short form so that you get a quick no-obligation quote. 

Feel free to contact us today for more loan information!


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