Diligent Home Loan Company, Mortgage Lender & Lending Agency In Cedar Hill, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 07/06/2020 and subject to change without notice."

Best Mortgage Rates in Cedar Hill Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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Home Mortgage Rates
Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
  • Latest U.S. Mortgage News
  • Mortgage Rates are Updated Daily
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Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

 Top Mortgage Lender in Texas
Christina & Aaron F.

We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »


Home Loan requirements by the Prodigy lending Company 


About Us

As a local Cedar Hill mortgage lender, we can proudly say that we have served the community well and with distinction. Prodigy Lending is a community based and focused mortgage lender with a nationwide presence dedicated to helping citizens own homes. That is why our objective is to provide these mortgage loans at the lowest cost possible and interest rates for all to afford. We have invested heavily in infrastructure and the hire of highly trained and qualified loan officers to help us achieve this objective. This explains why for the last eight years running we have been awarded winners of the Top Work Places in US.

We Have the Best First Home Loan

FHA Mortgage Loan

    • The federal rate at 3.5% Down Payment 
    • Easier qualification rules
    • cheaper Interest Rates
    • Rehab loans available 
    • Strict enforcement of Debt-to-Income ratio 

Conventional Mortgage Loan

    • Competitive 3.0% Down Payment 
    • Better PMI over other Loans
    • 10, 15, 20 and 30-year package options
    • Comparatively good Interest Rates 
    • Lender Fees waived

USDA Rural and Suburban Home loans

    • 100% financed  and zero Down payment
    • Affordable Insurance cost 
    • Cheap Interest rates
    • Must satisfy Income limits and Home location requirements 

VA Home Loan Program

  • 100% Financing for Veterans
  • Mortgage Insurance waived
  • Cheaper Closing fees
  • Qualification for Veterans only


The fact that a mortgage lender will remain in your life as a friend even after the loan, is special to clients. For this alone, they will remain loyal to a lender coming back for more options as they may need. Unlike most mortgage lenders in Cedar Hill, Prodigy Lending takes care of our clients’ privacy and treats them respectively protecting their confidential records safe.

We take it upon ourselves to maintain contact with our clients at all times. For this, we have dedicated staff handling clients’ calls and addressing their inquiries professionally and with etiquette. We also have a very easy to use the website on which our clients can check out our products and file questions for clarifications. We are here for you, just call!


Prodigy Lending, for Mortgage Solutions




Across the United States, we have remained steadfast in our high standards to remain at the top. Top Work Places will remain our yet again!

Our Interest Rates are Designed for First Homebuyers

For Prodigy Lending, our stock in trade is the very low-interest rates that we go to great lengths to design for our clients. We especially work out these rates for the benefit of modest income earners out to buy their first home at repayment installments they can comfortably handle. Since interest rates determine the installment amounts besides the term, we work these to accommodate such client. This is what sets us apart from other Cedar Hill mortgage lenders and endears us to borrowers.

Feel free to contact us today for more loan information!


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