Proficient Home Loan Company, Mortgage Broker & Financial Consultant In Addison, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 07/06/2020 and subject to change without notice."

Best Mortgage Rates in Addison Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

daily mortgage news courtesy of the texas mortgage pros
Home Mortgage Rates
Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
  • Latest U.S. Mortgage News
  • Mortgage Rates are Updated Daily
  • Complete Consumer Mortgage News

Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

 Top Mortgage Lender in Texas
Christina & Aaron F.

We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »


Top Rated Facts on Prodigy Lending Mortgage Lenders in City of Addison


Our company is made of numerous qualified Addison mortgage lenders who are all over the United States. Our greatest commitment is offering your top rated mortgage services to ensure that all your home loan needs are fully met. Due to the availability of many home loan programs as well as lowest mortgage rates, our outstanding and well-skilled low-cost mortgage lenders in Addison will work for hand in hand with you. By doing this, we will help you find a home loan which is well designed and customized to meet all your mortgage expectations and situations. 

In addition, whether you are buying your very first house, refinancing a current loan, consolidating a debt or even purchasing a dream property in Addison city the United States, our top and highly experienced largest online mortgage lenders in Addison will be of great aid when searching for a home loan program which consists of lowest home loan rates. 

Find Your Best Mortgage Program


  • Usually has a very low home deposit of about 3 percent 
  • Entails a reduced PMI as compared to FHA Mortgage loans 
  • Includes no lenders fee
  • Low rates of interest for best scores
  • Has very flexible home loan rates


  • Has very easy qualification requirements 
  • Has low home deposit of about 3.5 percent 
  • Rates of interest which are very attractive
  • Has a high debt to income ratio
  • Avails rehab loans


  • Closing costs are very low 
  • Financing of about 100 percent 
  • Easy to qualify for it 
  • Best rates for a loan by U.S government 
  • Has no home loan insurance 
  • Financing of about 100 percent 


  • 100 percent funding 
  • A down payment is low 
  • Low-interest rates for mortgage fully financed 
  • Very low home loan insurance cost 


Our Top Goal  

As highly trained and well-experienced mortgage lenders in Addison, our main ambition is enhancing a reputable and lasting relationship with all clients to enable us to offer services for many more years in the future. Also, we usually make sure that our customers’ information is well stored to enhance security and confidentiality. 

To get to our best mortgage lenders in Addison, you are recommended to fully utilize our interactive tools or by giving us a call. We look forward to working hand in hand with you for best mortgage deals. 




Prodigy lending company is very proud to have been given an award as the best workplace in the United States for the last eight years. In addition, we are committed to excellence and also much honored to have been given such recognition. 

Current home loan rates are being offered based on market situations thus you are requested to get a no-obligation quote.

Feel free to contact us today for more loan information!


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